Sara Dimerman in conversation with Joey Dimerman. Over the course of this episode you will learn more about: What events or conditions might prevent one from earning an income? Whether or not most people have a rainy day fund set aside in case this occurs? How else one can plan ahead in the event of an accident or catastrophic illness The probability of someone being so ill or disabled that he or she is unable to earn an income The difference between disability and critical illness insurance What ‘return of premium’ means and how an insurance policy can also function as forced savings